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Watch this video to learn what to do first when deciding to purchase your dream home!
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How to decide which neighborhood is the right one for you
[/vc_column_text][separator_with_icon icon=”fa-street-view” color=”#75b746″][vc_empty_space height=”16px”][vc_column_text]Are you looking for a neighborhood that’s the right fit for you and your family? You could Google for hours, but you won’t get all the answers you need. Nothing beats experiencing a neighborhood in person. Drive around, walk the streets and paths, and explore all the nooks and crannies. Eat at local restaurants, check out the shops and schools, and attend events in the neighborhood. Going through this process will help you to find the right place where YOU belong![/vc_column_text][/vc_column][/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css_animation=””][vc_column][vc_empty_space][vc_column_text css=”.vc_custom_1459989766989{border-radius: 5px !important;}”]
THE TIMELINE OF BUYING A HOME
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1. The Negotiation
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2. Due Diligence
[/vc_column_text][vc_separator type=”normal” color=”#000000″ thickness=”2″ up=”5″ down=”10″][vc_column_text]Once your offer is accepted and the property goes under contract, you have a certain amount of days, per the contract, to hire a home inspector and negotiate with the seller about any needed repairs. You also will need to review the HOA or condo documents and send all the paperwork that is requested of you to your lender and the title/settlement company.[/vc_column_text][vc_separator type=”transparent” up=”20″ down=”16″][/vc_column][/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” padding_top=”32″ css_animation=””][vc_column width=”1/6″][icons icon=”fa-files-o” size=”fa-5x” type=”circle” position=”center” icon_animation=”q_icon_animation” icon_animation_delay=”0.3″ target=”_self” icon_hover_color=”#ffffff” background_color=”#75b746″ hover_background_color=”#75b746″][/vc_column][vc_column width=”5/6″][vc_column_text]
3. Obtaining The Mortgage
[/vc_column_text][vc_separator type=”normal” color=”#000000″ thickness=”2″ up=”5″ down=”10″][vc_column_text]You were pre-approved by your lender, but now is when you complete the full process of obtaining a loan. The lender will verify all your documents – including tax returns, bank statements, and paystubs – and order an appraisal of the home. After all lot of back and forth, usually all conditions are met and the lender will fully approve your loan.[/vc_column_text][vc_separator type=”transparent” up=”20″ down=”16″][/vc_column][/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” padding_top=”32″ css_animation=””][vc_column width=”1/6″][icons icon=”fa-pencil-square-o” size=”fa-5x” type=”circle” position=”center” icon_animation=”q_icon_animation” icon_animation_delay=”0.3″ target=”_self” icon_hover_color=”#ffffff” background_color=”#75b746″ hover_background_color=”#75b746″][/vc_column][vc_column width=”5/6″][vc_column_text]
4. The Settlement
[/vc_column_text][vc_separator type=”normal” color=”#000000″ thickness=”2″ up=”5″ down=”10″][vc_column_text]This important meeting takes place three to four weeks after the seller accepts your offer. Within those weeks, the bank will have approved and funded your loan and the title company will have verified the title of the home, ensuring it is clean and clear for the seller to transfer ownership to you. All you need to do now is bring a certified check for the full down payment, sign a big stack of documents, and walk out with the keys to your new home![/vc_column_text][vc_separator type=”transparent” up=”20″ down=”16″][/vc_column][/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css_animation=””][vc_column][vc_empty_space][vc_column_text css=”.vc_custom_1459989470693{border-radius: 5px !important;}”]
DECIDING THE OFFER PRICE FOR A HOME
[/vc_column_text][separator_with_icon icon=”fa-usd” color=”#75b746″][vc_empty_space][qode_circles columns=”four_columns” circle_line=”with_line”][qode_circle type=”icon_type” icon=”fa-home” size=”fa-5x” title=”Market Value” text=”How do you know whether a property is priced reasonably? Look at homes that have sold in the same area during the past six months and compare their final sale prices to what the seller is asking for the property.” background_color=”#75b746″ icon_color=”#ffffff”][qode_circle type=”icon_type” icon=”fa-line-chart” size=”fa-5x” title=”Investment” text=”Make sure your purchase is also a wise financial investment for the future. Research current market trends and consider whether the property will appreciate in value over time.” background_color=”#75b746″ icon_color=”#ffffff”][qode_circle type=”icon_type” icon=”fa-heart” size=”fa-5x” title=”Is it the one?” text=”Whether you’ve viewed five or 55 homes, does this one feel like THE ONE?” background_color=”#75b746″ icon_color=”#ffffff”][qode_circle type=”icon_type” icon=”fa-usd” size=”fa-5x” title=”Pay less? More?” text=”Deciding on a offer price can be nerve-wracking and difficult. If you are considering paying over market value, base your decision on how much you love the property, the competition from other buyers, and the number of other homes available in your desired area. If you’re looking to go in low, consider whether the property condition and lack of interest from other buyers could allow you to open negotiations with the seller.” background_color=”#75b746″ icon_color=”#ffffff”][/qode_circles][vc_empty_space][/vc_column][/vc_row][vc_row row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css_animation=””][vc_column][vc_video link=”https://www.youtube.com/watch?v=C2jU0Cfdr9g”][vc_empty_space][/vc_column][/vc_row]